Ordering an appraisal from Property Data & Appraisal

To a lot of people, an appraisal just looks like a line item in the long list of items for a mortgage or refinance. Even though there are a multiplying number of automated home valuation processes that may appear to be more prudent than an appraisal, the majority of lenders still call in a local expert because the stakes are incredibly high. You might think that obtaining a mortgage is the only basis for getting an appraisal, but there are more cases when the services of a licensed, independent real estate professional might come in handy.

Order appraisals online from Property Data & Appraisal by simply clicking here.

Let Property Data & Appraisal help you dispute your tax assessment in Pitt County

If you reside in an area where property values have declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from Property Data & Appraisal is your best evidence. We're equipped to assist you in challenging your tax assessment.

PMI removal will lower your mortgage payment

Private Mortgage Insurance, or PMI, is a supplemental insurance plan that many lenders ask home owners to purchase when the amount being loaned to the homebuyer is more than 80% of the actual value of the property. Oftentimes, this extra payment is lumped into the monthly mortgage payment and is promptly forgotten. This is damaging because PMI isn't necessary when the remainder of the loan - whether through market appreciation or principal pay down - dips below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress that requires lenders to eliminate the PMI installments when the balance is paid down to 78% of the original value.

If you'd like to eliminate PMI, Property Data & Appraisal will provide you with a statement regarding the value of your home. The price you paid for the appraisal can usually be offset in little time because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from Property Data & Appraisal

A divorce is often complicated by the burdensome decision of who maintains the home, and it can be an especially heartbreaking event for both parties. Regardless of the circumstances, it's prudent to order an appraisal from Property Data & Appraisal so both parties are entirely aware of the true market value of their property.

If the parties wish to sell the home, they'll have a better idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.

Settling an estate with peace of mind

The loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the fullest degree of discretion.

Most Americans don't have dedicated estate planners or executors to manage these affairs, unlike many wealthy individuals. A home or other property often makes up a disproportionate share of the total estate value, so knowing the true value of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've gotten an honest deal.

Relocating to or from Pitt County

We understand the headaches involved with an employee relocation. That being said, we take great care in establishing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive characteristics of their property, along with information regarding any current sales or listings in their neighborhood that they want considered during our detailed process.

Sell your home quickly at the right price with an appraisal from Property Data & Appraisal

A professional appraisal can help you make a more informed decision regarding your selling price, whether you decide to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what price the house sells for, which is different than the interest of real estate agents. Our fees are based on our efforts to finish the appraisal report and and aren't related to the sales price.

On a daily basis, we examine the difference in value things like an additional bathroom or a kitchen remodel can make. Getting a professional appraisal is a reliable way to decide what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes are one the market.